Need loans?

I have never purchased a car yet. Why? Well, first of all, I have never really need one yet. During my early working days, most of my buddies were already taking personal loans to get their hands on the latest ‘cheaper’ Malaysian car which is the ‘Kancil’ model and the ‘Wira’. Second thing is, since wifey already has a car, might as well share? Anyhow, I will get a compact car perhaps in the future for my jamming sessions etc.

Speaking of loans, some of my friends actually took loans that did not originate from a bank. They would say that these are Secured loans so it is much better than borrowing it from a legit financial institution. I would not be the best person to give comments about choosing the best loans but you should judge it for yourself. When you don’t pay up, banks will take legal actions and stuff. As for loan sharks, they will make sure you wish it was legal action instead!

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